Elevation Certificate Delays Could Stall Mortgage Closings

Coastal homes overlooking the ocean showing flood risk areas where an elevation certificate may be required for mortgage closings

Buying or selling a home should be exciting, but right now there’s a new wrinkle making things stressful in York. If you live near the coast, the York River, or low-lying land, chances are you’ve heard about an elevation certificate. This surveyor-prepared document shows how high your home sits compared to FEMA’s base flood elevation. […]

Why Every Coastal Home Needs a Flood Elevation Survey

Waves crashing over a seawall during a coastal storm highlighting the need for a flood elevation survey for nearby homes

When a video of a house collapsing into the Atlantic Ocean in North Carolina went viral in late September, it made homeowners everywhere stop and think. The footage from Buxton on the Outer Banks showed a beachfront home crumbling into the surf during a coastal storm. It was dramatic, shocking, and a reminder of how […]

How Coastal Storms Impact Your Elevation Certificate

High surf crashing against rocks near coastal homes, showing storm impacts that can affect FEMA elevation certificate requirements

When a coastal storm pushes high surf into York, it does more than rattle windows and soak the beach. It can also shift dunes, scrape away sand, and change the very ground your home stands on. If you live near Long Sands, Short Sands, or Cape Neddick, these changes can affect something many property owners […]